1. Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income.What couldyou tell Mrs. Park that might be of assistance? Answer: She should contact her state Medicaid agency to see if she qualifies for programs that can help with Medicare costs for which she is responsible. 2. Madeline Martinez was widowed several years ago. Her husband worked formany years and contributed into the Medicare system. He also left a substantial estate which provides Madeline with an annual income of approximately $130,000. Madeline, who has only worked part-time for the last three years, will soon turn age 65 and hopes to enroll in Original Medicare. She comes to you for advice. What should you tell her? Answer: You should tell Madeline that she will be able to enroll in Medicare Part A without paying monthly premiums due to her husband's long work record and participation in the Medicare system. You should also tell Madeline that she will pay Part B premiums at more than the standard lowest rate but less than the highest rate due her substantial income. 3. Mr. Bauer is 49 years old, but eighteen months ago he was declared dis- abled by the Social Security Administration and has been receiving disabilitypayments. He is wondering whether he can obtain coverage under Medicare.What should you tell him Answer: After receiving such disability payments for 24 months,he will be automatically enrolled in Medicare, regardless of age. 4. Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original Fee-for-Service (FFS) Medicare? What could you tell him? Answer: Part A, which covers hospital,skilled nursing facility, hospice and home healthservices and Part B, which covers professional services such as those provided bya doctor are covered under Original Medicare. 5. Mrs.PeHa is 66 years old,has coverage under an employer plan,and willretirenext year. She heard she must enroll in Part B at the beginning of the year to ensure no