LA SERIES EXAM QUESTIONS AND ANSWERS COMPLETE RATED A.

The elimination period under a hospital indemnity plan is
✔✔the specified number of days an insured must wait before becoming
eligible to receive benefits for each hospitalization
The entire contract includes the actual policy and the
✔✔application
The factor used most often when underwriting a disability income policy is
✔✔annual earnings
The fair credit reporting Act protects consumers
✔✔with guidelines regarding credit reporting and distribution
The Federal Employees Benefit Program consists of two types of health
plans for federal civilian employees. The two plans are fee-for-service and
✔✔prepaid
The free look period in Louisiana for individual health insurance policies is
___ days.
✔✔10
The free look provision gives the policyowner
✔✔the right to return the policy with a full refund within a specified
number of days
The identity of the __ must be made clear in every health insurance
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✔✔Insurer