Contents PART ONE Mathematics Fundamentals and Business Applications Chapter 1: Review of Arithmetic 1 Chapter 2: Review of Basic Algebra 35 Chapter 3: Ratio, Proportion, and Percent 91 Chapter 4: Linear Systems 135 Chapter 5: Cost-Volume-Profit Analysis and Break-Even 193 PART TWO Mathematics of Business and Management Chapter 6: Trade Discount, Cash Discount, Markup, and Markdown 225 Chapter 7: Simple Interest 263 Chapter 8: Simple Interest Applications 289 PART THREE Mathematics of Finance and Investment Chapter 9: Compound Interest—Future Value and Present Value 335 Chapter 10: Compound Interest—Further Topics 379 Chapter 11: Ordinary Simple Annuities 415 Chapter 12: Ordinary General Annuities 455 Chapter 13: Annuities Due, Deferred Annuities, and Perpetuities 493 Chapter 14: Amortization of Loans, Including Residential Mortgages 545 Chapter 15: Bond Valuation and Sinking Funds 611 Chapter 16: Investment Decision Applications 669