Chapter 01 - Natural Hazards and Disasters 1. Some natural catastrophe experts say people have chosen to live in “idiot zone.” a. True b. False ANSWER: True REFERENCES: Living in Harm’s Way QUESTION TYPE: True / False LEARNING OBJECTIVES: 1-1 - Give an example of why people live in areas where there are risks of natural disasters. KEYWORDS: Bloom's: Remember 2. Insurance serves as a means to reduce the financial repercussions of a disaster post-occurrence. a. True b. False ANSWER: True REFERENCES: Insurance QUESTION TYPE: True / False LEARNING OBJECTIVES: 1-6 - Explain how insurance companies decide on the price for coverage of natural hazards. KEYWORDS: Bloom's: Remember 3. Climate change is expected to increase the magnitude and frequency of natural disasters. a. True b. False ANSWER: True REFERENCES: Catastrophes in Nature QUESTION TYPE: True / False LEARNING OBJECTIVES: 1-4 - Explain why the costs of natural hazards continue to increase through time. KEYWORDS: Bloom's: Remember 4. The magnitude of a natural disaster is inversely proportional to the frequency of the event. a. True b. False ANSWER: True REFERENCES: Predicting Catastrophes QUESTION TYPE: True / False LEARNING OBJECTIVES: 1-5 - Describe differences between a forecast and a prediction for natural hazards. KEYWORDS: Bloom's: Remember