Texas all lines adjuster exam-with 100% verified solutions-2024-2025 (17pages)
All of the following are criteria for an accident to have occurred "in the course of" the
employment under a workers' compensation policy, EXCEPT:
While performing a task that a fellow worker requested, that was unusual to the
employee's job description, but occurred on the employer's premises during working
hours.
Which of the following statements is NOT TRUE regarding the implied warranties of
an Ocean Marine policy?
The implied warranties are attached to the policy as an endorsement..
Parmelia is covered under two separate standardized Personal Automobile policies,
with Part C limits under both policies set at $200,000. Parmelia is involved in an
accident with an uninsured motorist and she sustains bodily injury damages for
$262,320. How much will Parmelia receive when she submits a claim for these
damages
$200,000
Which of the following endorsements must be attached to a standard
Businessowners policy for coverage to apply to a businesses freezer that was
damaged by the interruption of a power source
Utility Services - Direct Damage endorsement.
After completing an inspection of an insured's pressure equipment and fire
suppression systems, the inspector determines that the pressure equipment needs
to be repaired and the suppression systems have not been cleaned and inspected in
the time frame required by the policy. The insurer will:
Suspend coverage immediately by red tagging the items until they are repaired,
cleaned and pass reinspection
To be eligible for coverage under a standardized Dwelling policy, the insured must
not allow more than _______ boarders to live on the premises.
5
All of the following are "Perils of the Sea" under an Ocean Marine policy, EXCEPT:
Pirates
The amount of insurance countersigned, issued, or sold by an agent or producer to
cover immediate family members, an employer, or employees is known as:
Controlled business
Which of the following standardized Dwelling insurance forms provides coverage for
loss of rental income
The DP-1, DP-2, and DP-3 forms
The "Part B - Medical Payments" coverage of a personal automobile policy covers
injuries for all of the following, EXCEPT:
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