5 months -

ANSWER The waiting period from the start of a disability to beeligible to apply for Social Security disability is:

Nonoccupational Basis - ANSWER Most group Disability Income contracts areoffered on

a(n):

Dental expense insurance deductibles are normally waived for all of the following, except: -

ANSWER Routinely paying premiums on time and in full

Which of the following documents used for underwriting can be completed bytalking to the proposed insured over the phone?

A

APS

B

Inspection reportC

Agent's reportD

MIB ANSWER Inspection Report

Which of the following business disability plans can create a taxable event:A

Key person disability insuranceB

Business overhead expenseC

Disability buy-sell agreementD