AHIP MODULE 4 ACTUAL EXAM COMPLETE 150 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES|ALREADY GRADED A+

AHIP MODULE 4 ACTUAL EXAM 2023-2024

COMPLETE 150 QUESTIONS AND CORRECT

DETAILED ANSWERS WITH RATIONALES|ALREADY

GRADED A+

Your friend's mother just moved to an assisted living facility and he

asked if you could present a program for the residents about the MA-PD

plans you market. What could you tell him? - ANSWER- You

appreciate the opportunity and would be happy to schedule an

appointment with anyone at their request.

Your client, Alexis Jones, calls you on December 4th about changing her

Medicare Advantage plan during the annual election period which ends

December 7th. What should you do? - ANSWER- Complete a scope of

appointment (SOA) during the call and indicate that they will meet to

discuss Medicare Advantage plans during an appointment the following

day.

Melissa Meadows is a marketing representative for Best Care which has

recently introduced a Medicare Advantage plan offering comprehensive

dental benefits for $15 per month. Best Care has not submitted any

potential posts to CMS for approval. Melissa would like to use the

power of social media to reach potential prospects. What advice would

you give her? - ANSWER- As soon as CMS approves Best Care's social

media posts, Agent Meadows could post a tweet stating that "Best Care

offers an array of Medicare Advantage benefit packages. One might be

right for you. Call me to find out more!"

Mrs. Lu is turning 65 in November and called to ask for your help

deciding on a Medicare Advantage plan. She agreed to sign a scope of

appointment form and meet with you on October 15. During the

appointment, what are you permitted to do? - ANSWER- You may

provide her with the required enrollment materials and take her

completed enrollment application.

You have been providing a pre-Thanksgiving meal during sales

presentations in November for many years and your clients look forward

to attending this annual event. When marketing Medicare Advantage

and Part D plans, what are you permitted to do with respect to meals? -

ANSWER- You may provide light snacks, but a Thanksgiving style

meal would be prohibited, regardless of who provides or pays for the

meal.

Agent Martinez wishes to solicit Medicare Advantage prospects through

e-mail and asks you for advice as to whether this is possible. What

should you tell her? - ANSWER- Marketing representatives may initiate

electronic contact through e-mail but an opt-out process must be

provided.

You have approached a hospital administrator about marketing in her

facility. The administrator is uncomfortable with the suggestion. How

could you address her concerns? - ANSWER- Tell her that Medicare

guidelines allow you to conduct marketing activities in common areas of

a provider's facility

You have sought permission from a hospital to place brochures for your

product in their gift shop and cafeteria. The hospital administration

expresses some hesitation about allowing marketing in a health care

facility. What should you tell them? - ANSWER- Marketing in health

care facilities is an acceptable practice, as long as it takes place in

common areas where patients are not receiving health care services.

Evan Marsh is a newly appointed agent. Evan intends to conduct an

educational session on Medicare at a senior citizens center near his

home. He has advertised the session as an educational event. Evan asks

you what is permissible at such an event. What should you say? -

ANSWER- Evan may provide a meal as long as its value is $15 or less

per attendee and he may make available business reply cards (BRCs).

You are working several plans and community organizations to sponsor

an educational event. When putting together advertisements for this

event, what should you do? - ANSWER- You must ensure that the

advertisements indicate it is an educational event, otherwise it will be

considered a marketing event.

You are seeking to represent an individual Medicare Advantage plan and

an individual Part D plan in your state. You have completed the required

training for each plan, but you did not achieve a passing score on the

tests that came after the training. What can you do in this situation? -

ANSWER- You will not be able to represent any Medicare Advantage

or Part D plan until you complete the training and achieve an adequate

score. However, you will not have to take a test if you exclusively

market employer/union group plans and the companies do not require

testing.

Agent Daniel Webber has properly set up a sales appointment to meet

with client Edward Young at Agent Webber's office. At the agreed upon

appointment time, Mr. Young arrives with his elderly neighbor - Clara

Burton, who wants to learn about her Medicare Advantage options.

What should Agent Daniel Webber do? - ANSWER- After executing a

scope of appointment (SOA) with Clara Burton, meet with Edward

Young and Clara Burton to discuss their Medicare Advantage options.

Hector Hernandez is an independent agent. Hector sells plans on behalf

of three Medicare Advantage organizations that offer a total of 10 plans

but does not represent all Medicare Advantage organizations offering

plans that are available in his area. Which of the following statements

best describes any steps Hector is required to take? - ANSWER- During

the first minute of a sales call, Hector must use a disclaimer that says "I

do not represent every plan available in your area. I represent 3

organizations that offer 10 plans in your area. Please contact

Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance

Program to get information on all your options."

Wendy Park becomes eligible for Medicare for the first time in July.

With the help of Agent James Chan, she enrolls in FeelBetter Medicare

Advantage plan with an effective date of July 1st. Which statement best

describes how Agent Chan may be compensated under CMS rules? -

ANSWER- FeelBetter will pay Agent Chan initial year compensation

for July through December. The renewal amounts will be paid starting in

January if Ms. Park remains enrolled the following year