Which dividend option would an insurer invest the policyowner's money and add any interest earnings as the dividends accrue? correct answers. Accumulation at interest option

Which of these is not a true statement regarding HIC's-correct answers. Benefits are provided on a reimbursement basis

Which of the following pertains to the analysis of an applicant's personal information and determining whether insurance should be issued or declined?-correct answers. Underwriting

Which of the following do NOT provide primary care to HIC members? correct answers.Surgeons

the time limit for filing claim disputes is addressed in which provision of an accident and health policy correct answers. Legal actions

All of the following are included as part of a contract in the entire contract provision EXCEPT the correct answers.changes made by the producer

Kristi purchases an annuity that will pay her husband an income for 15 years. If he dies, this income will become payable to their children for the remainder of the period. Kristi has what kind of annuity? - correct answers. Temporary annuity certain (Guaranteed payments for specific period of years)

Maria is a preferred provider organization subscriber and received care from an out of network provider. Which of the following is the likely result? correct answers.Care is covered

Which type of life insurance is normally associated with a payor benefit rider - correct answers. Juvenile insurance

The federal Benefit Program consists of two types of health plans for federal civilian employees. The two plans are fee for service and correct answers. Prepaid

A Medicare Supplement basic benefit is correct answers.the first 3 pints of blood per year

Coordination of benefits regulation applies to all of the following plans EXCEPT-correct answers.Preferred Provider Organizations (PPO'S)