In order to get spending under control, a person should first - ✔✔Create a budget of current income and expenses Comparison shopping for a car is necessary because - ✔✔The price for the car can vary a great deal Financial planners generally stress the importance of starting to save and invest early because - ✔✔Of the power of compounding and appreciation An important feature of a good financial goal is that the goal - ✔✔Has a specific time frame Purchasing power decreases and it costs more money to buy goods when there is - ✔✔Inflation What strategy can help a person achieve her goal to buy a house? - ✔✔Following a budget that allows for savings A college student has to live on a tight budget. Before making a decision to buy the newest cell phone, which question should he ask himself first? - ✔✔Is the new cell phone a need or want? Which of the following quotes is sound financial advice? - ✔✔"A penny saved is a penny earned." Fixed expenses include - ✔✔Rent Mandatory deductions from a person's paycheck include - ✔✔Federal withholding tax and FICA When should a person begin contributing to a retirement plan? - ✔✔As young as possible

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