Mr. Prentice has many clients who are Medicare beneficiaries. He should review the Centers forMedicare & Medicaid Services' Marketing Guidelines to ensure he is compliant for which type ofproducts? – c. Medicare Advantage (MA) and Prescription Drug (PDP) plans Correct Another agent working for your agency claims that because you are not employed by the MedicareAdvantage plans that you represent, you are not subject to the same requirements as the plans themselves. How should you respond to such a statement? - c. Your coworker is not correct. Marketing on behalf of a plan is considered marketing by the plan and requires that all contractedand employed agents comply with all Medicare marketing rules. Correct You work for a company that has marketed Medigap products for many years. The company has added Medicare Advantage and Part D plans and you will begin marketing those plans this fall. Youare planning what materials to use to easily show the differences in benefits, premiums and cost sharing for each of the products. What do you need to do with your materials before using them formarketing purposes? - b. You must submit your materials to the plan you represent, so CMS can review and approve the materials to ensure they are accurate. Correct Which of the following is a correct statement about state laws as they pertain to marketing representatives? - d. Medicare health plans must comply with requests for information from stateinsurance departments investigating complaints about a marketing representative. Correct You are seeking to represent an individual Medicare Advantage plan and an individual Part D plan in your state. You have completed the required training for each plan, but you did not achieve a passing score on the tests that came after the training. What can you do in this situation? - a. You will not be able to represent any Medicare Advantage or Part D plan until you complete the trainingand achieve an adequate score, although you will not have to take a test if you exclusively market employer/union group plans and the companies do not require testing. Correct Your colleague works at a third party marketing organization (TMO) and she said she did not needto take the Medicare training for brokers and agents or pass a test to market Medicare plans since her contract is with the TMO, not the plans that have the products she sells. What could you say to her? - d. You could tell her she is wrong, and that only agents selling employer/union group plans are permitted an exemption from testing, but some employer/union group plans may require testing to promote agent compliance with CMS marketing requirements. Correct Agent Armstrong is employed by XYZ Agency, which is under contract with ABC Health Plan, a Medicare Advantage (MA) plan that offers plans in multiple states. XYZ Agency maintains a websitemarketing the MA plans with which it has contracts. Agent Armstrong follows up with individuals who request more information about ABC MA plans via the website and tries to persuade them to enroll in ABC plans. What statement best describes the marketing and compliance rules that apply to Agent Armstrong? - c. Agent Armstrong needs to be licensed and appointed in every state in which beneficiaries to whom he markets ABC MA plans are located. Correct You are mailing invitations to new Medicare beneficiaries for a marketing event. You want an idea of how many people to expect, so you would like to request RSVPs. What should you keep in mind? - d. You may request RSVPs, but you are not permitted to require contact information. Correct Agent Antonio is preparing for a presentation on Medicare and Medicare Advantage before a localsenior citizen civic group where he hopes to enroll some attendees. Which of the following steps should he take in order to be in compliance with Medicare marketing rules? - a. Antonio should include on the invitation a statement that a salesperson will be present with information and applications. Correct You have set up an appointment for an in-home sales presentation with Mrs. Fernandez, who expressed interest in the Medicare plans you represent. In preparation for the sales presentation, what must you do? - c. Prior to conducting the presentation, obtain, and document having obtainedher permission to visit, along with her interest in the specific products you will present. Correct Mrs. Lu is turning 65 in November and called to ask for your help deciding on a Medicare Advantageplan. She agreed to sign a scope of appointment form and meet with you October 15. During the appointment, what are you permitted to do? - c. You may provide her with the required enrollment materials and take her completed enrollment application. Correct While making an appointment to discuss Medicare Advantage (MA) and Part D plans with a potential enrollee, you are asked to describe other types of insurance products that your client might wish to purchase. What additional types of insurance can you present during the MA and PartD marketing appointment? - c. You can present only health care related lines of business, but must obtain the beneficiary's permission to do so before the presentation occurs and document that you have obtained that permission. Correct A Medicare beneficiary has walked into your office and requested that you sit down with her and discuss her options under the Medicare Advantage program. Before engaging in such a discussion,what should you do? - d. You must have her sign a scope of appointment form, indicating which products she wishes to discuss. You may then proceed with the discussion. Correct You are meeting with Mrs. Hall in her home. On her scope of appointment form she asked to discussMedicare Advantage plans. During the meeting, she asks to discuss a stand-alone prescription drug plan. She is leaving the next day to visit her family for a week in another state, so it is important to her to make a decision before she leaves. What must happen before that additional discussion can take place? - a. Since Mrs. Hall specifically asked that you discuss the stand-alone Part D plan, you may do so, as long as she signs a new scope of appointment form first, indicating that she wants to discuss the Part D plan. Correct