1. Set one 24 Questions & Answers 2. Set two 22 Questions & Answers 3. Set three 21 Questions & Answers 4. Set four 22 Questions & Answers 5. Set five 15 Questions & Answers 6. Set six 25 Questions & Answers 7. Set seven 11 Questions & Answers Question 1 of 24 Who must sign a health insurance application? {{Ans- The policy owner, the insured (if different), and the agent Question 2 of 24 What type of hospital policy pays a fixed amount each day that the insured is in the hospital? {{AnsHospital indemnity Question 3 of 24 What is the entire contract in health insurance underwriting? {{Ans- The application and the policy issued Question 4 of 24 Under a credit disability policy, payments to the creditor will be made for the insurer until what point in time? {{Ans- Until the period of disability ends or until the debt is repaid Question 5 of 24 During which stage in the insurance process do insurers evaluate information that identifies adverse selection risks? {{Ans- Underwriting Question 6 of 24 In insurance, what is the term used for cause of loss? {{Ans- Peril Question 7 of 24 Whose responsibility is it to inform an applicant for health insurance about the insurer's information gathering practices? {{Ans- The agent Question 8 of 24 What do limited health policies cover? {{Ans- A specified accident or disease Question 9 of 24 What are the two types of expenses that are covered by health insurance? {{Ans- 4 Expenses related to health care, and expenses that compensate for loss of income Question 10 of 24 Who is a field underwriter? {{Ans- Agent/Producer Question 11 of 24 In health insurance, the policy itself and the insurance application form what? {{Ans- THe entre contract Question 12 of 24 In health insurance, what is considered a sickness? {{Ans- An illness that first arises while the policy is in force Question 13 of 24 If an applicant does not receive his or her insurance policy, who would be held responsible? {{Ans- The agent Question 14 of 24 When should an agent obtain a Statement of Good Health from the insured? {{Ans- When the premium was paid upon policy delivery and not at the time of application Question 15 of 24 If an insurer decides to obtain medical information from different sources in order to determine the insurability of an applicant, who must be notified of the investigation? {{Ans- The applicant Question 16 of 24 What is the term used for a written request for an insurer to issue an insurance contract based on the provided information? {{Ans- Application Question 17 of 24 In medical expense contracts, what is the term that describes the payment method when the insured is responsible for paying the medical expenses, and then the insurer pays directly to the insured? {{AnsReimbursement Question 18 of 24 Whose responsibility is it to determine that all the questions on an insurance application are answered? {{Ans- The agent's